Our Real Estate Finance Service
Who We Help
Our real estate finance lawyers regularly act for:
- Property investors
- Developers
- Business owner-occupiers
- Banks and institutional lenders
- Specialist and private lenders
- Peer-to-peer and short-term bridging lenders
We advise on the securitisation of property portfolios, including commercial, residential, development and mixed-use properties.
How We Can Help
Our commercial property finance lawyers will:
- Advise on the most appropriate funding structure for your transaction
- Draft, review and negotiate finance and security documentation
- Liaise with lenders, valuers, brokers and professional advisers
- Manage lender due diligence efficiently
- Ensure transactions complete on time and in line with your commercial objectives
We pride ourselves on providing clear, practical and commercially minded advice at every stage of the financing or refinancing process.
Commercial Property Finance
If you need to finance a commercial property purchase or development, our real estate finance lawyers can advise on a wide range of secured lending and funding structures.
Commercial property finance may be required where you are:
- Acquiring investment or owner-occupied commercial property
- Funding a development project
- Purchasing property through a corporate or group structure
Our experience includes advising on commercial mortgages, secured lending arrangements and lender requirements, ensuring funding terms are clearly documented and aligned with your commercial objectives.
Depending on the nature and complexity of the transaction, lenders will often instruct us to act for both borrower and lender.
Where lenders appoint separate solicitors, our commercial property finance lawyers work closely with them to ensure transactions progress efficiently and without delay.
Bridging Finance
Bridging finance is often used where speed is critical, including:
- Property auction purchases
- Short-term funding gaps
- Time-sensitive acquisitions or development opportunities
If you require short-term or bridging finance, our real estate finance lawyers can assist with all associated legal documentation, ensuring that the funding structure is robust, compliant and commercially appropriate.
We regularly act for borrowers and lenders in relation to:
- Short-term bridging loans
- Development bridging finance
- Private and specialist lender arrangements
Our team understands the fast-paced nature of bridging finance transactions and works efficiently to meet tight deadlines, keeping you informed of lender requirements and borrower obligations throughout the process.
Commercial Property Refinancing
If you are looking to refinance your commercial property or property portfolio, our commercial property finance lawyers can advise on all aspects of commercial property refinancing, including where refinancing is required to:
- Facilitate redevelopment or refurbishment
- Release capital
- Restructure existing borrowing
- Consolidate or replace lending arrangements
We advise on transactions ranging from straightforward refinancing to complex arrangements involving multiple properties, lenders or group structures.
Refinancing transactions may involve:
- Legal charges
- Debentures
- Loan and facility agreements
- Personal guarantees
- Cross-company guarantees
- Third-party security
We also assist with the discharge of existing securities, guiding clients through what can be a document-heavy, technical process.
Complex Real Estate Finance Structures
Our commercial property finance lawyers also advise on more complex funding arrangements, including:
- Development finance to enable projects to commence or reach completion
- Transactions where lenders take an equity stake in a project
- Structured finance involving multiple entities or assets
We offer bespoke solutions and advise on secured loan arrangements, enforcement considerations and the strategic management of financial risk.
Our Commercial Property Finance Experience
Recent transactions our real estate finance lawyers have advised on include:
- Acting for Stroud Regeneration Limited on the refinance of the Five Valleys retail and leisure scheme in Stroud, facilitating redevelopment to create a medical centre, library and complementary medical uses.
- Acting for an overseas investor on the acquisition and financing of a portfolio of high-value residential apartments in Manchester city centre.
- Advising, alongside our construction team, on the refinance of a large industrial estate to fund further expansion.
- Acting for an investor client on the refinancing of a portfolio of out-of-town retail estates to facilitate further development.
- Acting for both funder and borrower on multi-million-pound development and bridging finance projects.
Why Work with Our Commercial Property Team?
- We have been ranked as a top-tier law firm by the Legal 500 for the last seven years.
- Property investors and professionals can access our free and informative Property Portal
- You will have access to more than 30 property experts across the Myerson Property Group, including commercial property, property litigation residential property conveyancing and development.
- You will receive city-quality commercial property legal advice at regional prices.
- We provide a partner-led service to ensure you receive the very best legal advice and commercially minded support.
- Our real estate lawyers are part of a large team which is capable of meeting your deadlines.
- Our commercial property lawyers understand that each transaction is bespoke to your individual circumstances and that you need support from a real estate solicitor who is experienced in dealing with a wide variety of clients and types of work.
- Our full-service law firm operates from a one-site office, which means our teams communicate effectively and efficiently.
- We use the latest technology to ensure that we are working as efficiently as possible, and that geographical distance is no bar to us from providing excellent client service.
- We were the winners of 'Property Team of the Year 2021' at the Manchester Legal Awards.
- We provide free newsletters and webinars to all our clients to keep you up-to-date with the real estate sector and changes in the law.
Testimonials
Our Commercial Property Team
Home-grown or recruited from national, regional or City firms. Our commercial property solicitors are experts in their fields and respected by their peers.
Contact Our Experts
You can contact our lawyers below if you have any more questions or want more information:
0161 941 4000
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