There are many reasons why our clients would seek to change finance arrangements on their personal or investment property portfolios.
We are able to act for the majority of the high street lending institutions in addition to the more bespoke buy to let investment mortgage providers.
When you refinance your property, we will need to carry out title checks and searches on behalf of the new lender and then provide them with a report on title in respect of each property. We will ensure that all the lender's conditions are satisfied and then seek to agree with you a suitable completion date.
You may wish to release the equity in your home by mortgaging for the first time either, as a standard or lifetime mortgage. Lifetime mortgages are often referred to as equity release, where a lump sum will be released to you, but no repayments of interest or capital are to be made to the lender during your lifetime. Lifetime mortgages require very comprehensive advice to be given to you, not only in relation to the product but also the effects that this may have upon your future is the estate for inheritance.
Our solicitors are highly experienced in the mechanics of lifetime mortgages and equity release schemes and will advise you in a friendly and understandable manner on all of the issues associated.
Our Approach & Experience
Our team is recognised as one of the friendliest most approachable in South Manchester and Cheshire, whilst at the same time being the market leader in terms of service levels.
We do not deal in bulk remortgage work or use any automated systems to progress your remortgage transaction. This permits us to work to provide a personal prestige service, working to your timescales and not those of your lender or their panel appointed solicitor.
Our highly efficient residential property solicitors have a wealth of experience that is responsive to our client's needs.
Examples of recent cases
- Refinancing of an investment property for a company client to Land Bay which involved House of Multiple Occupation considerations and checks.
- Refinancing of numerous properties to Paragon for investment company clients.
- Re-mortgaging of three buy to let properties for individuals to Skipton building society.
Meet Our Specialists
Home-grown or recruited from national, regional or city firms. Our specialist conveyancing solicitors are primed to provide a stress-free premium service, whilst solving your residential property matter.
Heather is a Partner and Head of our Residential Property Team
Zoe is a Senior Associate in our Residential Property Team
Annie is a Solicitor in our Residential Property Team
Olivia is a Solicitor in our Residential Property Team
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