Private Mortgages and Loans

At Myerson, we are highly experienced in acting for private individuals or companies in connection with the loan of money to third parties.

We act for private individuals or companies who are lending money, commonly to individuals they know personally, to assist them with the purchase of property.

You may have a very good relationship with the party you intend to loan money to, however, you must ensure that your money is secure and will be returned to you at an agreed point in the future.

Our commercial department has solicitors experienced in the preparation of loan agreements which provide for payment of interest, along with the capital sum or also on an interest-free basis. A loan agreement on its own will not secure the return of the money you have loaned, and this should be prepared alongside a private charge (mortgage) which our knowledgeable residential solicitors will prepare.

The private charge should be secured over the borrower’s property to protect your investment for the future. It is important that the title to the borrower's property is checked thoroughly to ensure that it does provide good security for the loan you are providing and our specialist team have years of experience in matters such as these.

• We have been ranked as a Top Tier law firm by the Legal 500 for the last seven years. 
• Recognised as Best Workplace at the Conveyancing Awards, highlighting the strength of our team culture and our commitment to delivering an exceptional service to every client.
• We were shortlisted for Residential Property Team of the Year - Boutique at The British Conveyancing Awards 2026.
• You will have access to more than 30 property experts across the Myerson Property Group, including: residential property, property litigation, construction, commercial property, conveyancing and development. 
• You will receive city-quality residential property legal advice at regional prices. 
• We provide a partner-led service to ensure you receive the very best legal advice and commercially minded support. 
• We have a large team which can meet your deadlines. 
• We understand that each transaction is bespoke to your circumstances and that you need support from a conveyancing lawyer who is experienced in dealing with a wide variety of clients and types of work. 
• We are a full-service law firm operating from a one-site office, which means our property teams communicate effectively and efficiently. 
• With our MSI Global Alliance Membership, we can connect you to trusted advisers in 100+ countries who can provide legal advice for international property transactions.
• We use the latest technology to ensure that we are working as efficiently as possible, and that geographical distance is no bar to us from providing excellent client service. 
• Look at the Myerson Promise for further benefits of working with us here.